“Good” or “bad” trust – in which class does the fire insurance trust belong?

Subject(s): Fire extinguishers, Fire prevention, Insurance, Insurance companies

The “Annual Report of the Fire Proof Fire Insurance Co.” is being reviewed by the directors. Vignettes show the manager of a company taking remedial measures to fireproof his establishment, only to find that his premiums have doubled.

Comments and Context

The extent to which seemingly every entity in the United States was coming under the umbrella of a “trust” organization, or monopoly of services and control of rates, is illustrated by this cartoon. Ehrhart’s larger point, however, is that fire-insurances companies were becoming rackets. The insured were obliged to add protections, whose costs were onerous; and then premiums were raised as such capital investments rose.

Collection

Library of Congress Prints and Photographs

Creation Date

1903-04-22

Creator(s)

Ehrhart, S. D. (Samuel D.), approximately 1862-1937

Period

U.S. President – 1st Term (September 1901-February 1905)

Repository

Library of Congress Prints and Photographs Division

Page Count

1

Record Type

Image

Resource Type

Cartoon

Rights

These images are presented through a cooperative effort between the Library of Congress and Dickinson State University. No known restrictions on publication.

Citation

Cite this Record

Chicago:

“Good” or “bad” trust – in which class does the fire insurance trust belong?. [April 22, 1903]. Library of Congress Prints and Photographs.
https://www.theodorerooseveltcenter.org/digital-library/o277257. Theodore Roosevelt Digital Library. Dickinson State University.

MLA:

Ehrhart, S. D. (Samuel D.), approximately 1862-1937. “Good” or “bad” trust – in which class does the fire insurance trust belong?. [22 Apr. 1903]. Image.
Library of Congress Prints and Photographs. Theodore Roosevelt Digital Library. Dickinson State University. May 14, 2026. https://www.theodorerooseveltcenter.org/digital-library/o277257.

APA:

Ehrhart, S. D. (Samuel D.), approximately 1862-1937., [1903, April 22]. “Good” or “bad” trust – in which class does the fire insurance trust belong?.
Library of Congress Prints and Photographs. Theodore Roosevelt Digital Library. Dickinson State University.
Retrieved from https://www.theodorerooseveltcenter.org/digital-library/o277257.

Cite this Collection

Chicago:

Library of Congress Prints and Photographs. https://www.theodorerooseveltcenter.org/collection/library-of-congress-prints-and-photographs. Theodore Roosevelt Digital Library. Dickinson State University.

MLA:

Library of Congress Prints and Photographs. Theodore Roosevelt Digital Library. Dickinson State University. May 14, 2026. https://www.theodorerooseveltcenter.org/collection/library-of-congress-prints-and-photographs.

APA:

Library of Congress Prints and Photographs. Theodore Roosevelt Digital Library. Dickinson State University. Retrieved from https://www.theodorerooseveltcenter.org/collection/library-of-congress-prints-and-photographs.